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Expat mortgages made easy

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We access over 400 lenders to get you the best offers including reduced interest rates specific to our clients.

German mortgage lender
German mortgage lender
Commerzbank logo - German mortgage lender
Volksbank logo - German mortgage lender
Sparkasse logo - German mortgage lender
Alte Leipziger logo - German mortgage lender
Allianz logo - German mortgage lender

Would you like help finding the right mortgage?

At MyMortgageGermany.de, you can secure a mortgage in four easy steps:

1. Crunch the numbers

Check what you can afford, quickly and easily

2. Ask the experts

Get one-to-one advice from our native English-speaking mortgage experts

3. See your options

Choose the mortgage product that best suits your needs

4. Sit back and relax

Upload your documents, sit back, and let us do the rest

Are you purchasing a property? Perhaps you’re refinancing a property you already own?

Get mortgage approval:

  • Quickly
  • Easily
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We specialise in securing mortgages in Germany for:

  • Expats
  • EU citizens
  • Blue card holders
  • International clients
  • SOFA agreement residents

Who are we?

We’re native English-speaking experts in the property field who will guide you step-by-step through the home-buying process and complete the paperwork – closing your mortgage with the lender in a timely manner.

MyMortgageGermany.de is registered and regulated under German law. Our team has years of collective experience in financial services, specialising in both financial planning and in providing mortgage advice. We partner with hundreds of banks to provide objective, independent recommendations on German home loans.

As ex-pats ourselves, we have first-hand experience of the mortgage application process in Germany – and we’re keen to navigate you through these difficulties onto a smooth and easy path to your German home loan.

Traditional German property
Bright German bedroom
Unpacking boxes in Germany after finalizing mortgage

How do we do it?

To apply for a mortgage, let us walk you through the process. We’ll just ask you a few simple questions to create your profile. Your profile provides an assessment of your purchasing potential that will allow us to find the mortgage loans that are the best match for you.

Simply fill in the information on our secure, completely confidential calculator, and learn what kinds of mortgage you qualify for. Our SSL technology safely encrypts your information while in transmission over a secure connection between your web browser and our servers.

Still have questions? Check out our FAQs for more information.

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What our customers say

I'm a German living in the UK and was told by 2 German banks that they couldn't lend to me. Then I found the guys from MyMortgageGermany who found a bank that would lend to me and was okay with me being self employed. They helped with all the paperwork involved and made this a surprisingly seamless process. Friendly, professional and quick to respond to my many questions. Happy with the result and can recommend the service!

Marco B., London

I'm an expat living in Berlin without adequate German language skills. The team at My Mortgage Germany helped me find the best loan in no time, file the application and get an approval for my first ever own home. They made the entire process simple and easy. I would have never imagined that getting a mortgage can be this stress-free. I am eternally grateful for their kind assistance and would highly recommend them.

Timea K., Berlin

Regarding mortgages I highly recommend contacting Paul Downes. We just got approval on two mortgages with very tight deadlines and Paul worked wonders to get it done. It really was down to the wire but he pulled it!!!!

Alex J., Frankfurt

Paul has helped me finance 3 apartments over a period of 10 years. Every time, the process was seamless. He always acts with an extremely professional manner and is very responsive to calls, messages and emails. Paul is very open and honest which is why I find it easy to trust him implicitly to find the right mortgage for me. He has proven that time and again. I can't thank him enough for all the help he's give me over the years!

Emma C., Munich

Working with My Mortgage Germany was a bliss from the start to the end. They helped me figure out my budget before even choosing a property all the way through the loan application process and even afterwards kindly answering all the financial related questions that I had. I think I had at least 20 phone calls or video chats with them and they were always available even on short notice. I recommend their service to anyone who's looking for a devoted mortgage broker, as I've done to close friends of mine.

Mohsen N., Berlin

Paul was amazing in supporting us with great advice and patience. He got us our financial approval and all the necessary insurances for our family home. Paul's assistance provided us with peace of mind during this large financial and emotional decision making process.

Jarrod P., Munich

Working with Liam was a pleasure. This was our first property purchase so it was a daunting task and we had a lot of questions which Liam was always able to answer. Liam looked after everything from start to finish and was able to secure me a really good interest rate for 10 years. From the very first call until we picked up our keys the entire team were a great support.

Amanda H., Wiesbaden